How to say i no longer need a loan. in Japanese

1)もはやもはや(mohaya) (adv) already/now/no longer/not any moreローンローン(ron) (n) loan/roan/lawn/lawnは(ha) (int) indicating a subject/yes/indeed/well/ha!/what?/huh?/sigh必要必要(hitsuyou) (adj-na) necessary/needed/essential/indispensable/necessity/need/requirementではでは(deha) (conj,int) then/well/so/well thenないない(nai) (aux-adj) not/emphatic suffix。(。) Japanese period "."    
mohaya ron ha hitsuyou dehanai 。
Grammer form日常会話 (Casual form)Casual form (nichijoukaiwa)
everyday casual language, commonly used between friends and family.
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