How to say with this type of insurance, most policies don't come with a maturity refund. in Japanese

1)このこの(kono) (n) this種(tane) (n,n-suf) cause/seed/origin/variety/kind/counter for varietiesの(no) (prt) indicates possessive/nominalizes verbs and adjectives/substitutes for "ga" in subordinate phrases/indicates a confident conclusion/ indicates emotional emphasis/indicates question保険保険(hoken) (n,adj-no) insurance/guaranteeは(ha) (int) indicating a subject/yes/indeed/well/ha!/what?/huh?/sigh掛け掛け(kake) (n) credit/money owed on an account/bill/ hot noodles in broth/proportion/in the midst of/rest/rack/hanger捨てno dictionary result, likely a conjigated verbno dictionary result, likely a conjigated verbが(ga) (prt) indicates sentence subject/indicates possessive/but/however/still/and多い多い(ooi) (adj-i) many/numerous。(。) Japanese period "."    
kono tane no hoken ha kake sute ga ooi 。
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