How to say it is wise to save money for a rainy day. in Japanese

1)万一万一(man ichi) (ok) emergency/unlikely event/by some chance/by some possibilityの(no) (prt) indicates possessive/nominalizes verbs and adjectives/substitutes for "ga" in subordinate phrases/indicates a confident conclusion/ indicates emotional emphasis/indicates question場合場合(baai) (n-adv,n) case/situationに(ni) (prt) indicates such things as location of person or thing, location of short-term action, etc.備え備え(sonae) (n) preparation/provision/guardingて(te) (aux) indicates continuing action貯金貯金(chokin) (n,vs) savingsするする(suru) (vs-i) to do/to cause to become/to make/to turn/to serve as/to act as/to work as/to wear/to judge as being/to view as being/to think of as/to treat as/to use as/to decide on/to choose/ to be sensed/to be/to be worth/to cost/to pasの(no) (prt) indicates possessive/nominalizes verbs and adjectives/substitutes for "ga" in subordinate phrases/indicates a confident conclusion/ indicates emotional emphasis/indicates questionは(ha) (int) indicating a subject/yes/indeed/well/ha!/what?/huh?/sigh賢明賢明(kenmei) (adj-na,n) wisdom/intelligence/prudenceだ(da) (aux) be/is/indicates past or completed action/indicates light imperative。(。) Japanese period "."    
man ichi no baai ni sonae te chokin surunoha kenmei da 。
Grammer form日常会話 (Casual form)Casual form (nichijoukaiwa)
everyday casual language, commonly used between friends and family.
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2)万が一万が一(mangaichi) (adv,n) if by any chance/just in case/in the worst case/10000 to 1の(no) (prt) indicates possessive/nominalizes verbs and adjectives/substitutes for "ga" in subordinate phrases/indicates a confident conclusion/ indicates emotional emphasis/indicates question場合場合(baai) (n-adv,n) case/situationに(ni) (prt) indicates such things as location of person or thing, location of short-term action, etc.備え備え(sonae) (n) preparation/provision/guardingて(te) (aux) indicates continuing action貯金貯金(chokin) (n,vs) savingsするする(suru) (vs-i) to do/to cause to become/to make/to turn/to serve as/to act as/to work as/to wear/to judge as being/to view as being/to think of as/to treat as/to use as/to decide on/to choose/ to be sensed/to be/to be worth/to cost/to pasの(no) (prt) indicates possessive/nominalizes verbs and adjectives/substitutes for "ga" in subordinate phrases/indicates a confident conclusion/ indicates emotional emphasis/indicates questionは(ha) (int) indicating a subject/yes/indeed/well/ha!/what?/huh?/sigh賢明賢明(kenmei) (adj-na,n) wisdom/intelligence/prudenceだ(da) (aux) be/is/indicates past or completed action/indicates light imperative。(。) Japanese period "."    
mangaichi no baai ni sonae te chokin surunoha kenmei da 。
Grammer form日常会話 (Casual form)Casual form (nichijoukaiwa)
everyday casual language, commonly used between friends and family.
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