How to say i need a student loan in Japanese

1)奨学金奨学金(shougakukin) (n) scholarship/stipend/bursary/student loanが(ga) (prt) indicates sentence subject/indicates possessive/but/however/still/and必要必要(hitsuyou) (adj-na) necessary/needed/essential/indispensable/necessity/need/requirementですです(desu) (aux) be/is/are    
shougakukin ga hitsuyou desu
Grammer formPolite form (丁寧語)丁寧語 (Polite form)
convays a sense of politeness, used when speaking to strangers, people older than you, higher social status ect.
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Other sentences with translations
what an ambiguous expression!

i intend to study abroad next year.

bob can cook.

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you should know better than to spend all your money on clothes.

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could you put those bags in the car for me?

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