How to say we're in the red this month if we don't start spending less next month, we won't have any savings left in Japanese

1)今月今月(kongetsu) (n-adv,n-t) this monthは(ha) (int) indicating a subject/yes/indeed/well/ha!/what?/huh?/sigh赤字赤字(akaji) (n,adj-no) deficit/the red/red text/red letters/corrections written in redだよno dictionary result, likely a conjigated verbno dictionary result, likely a conjigated verb来月来月(raigetsu) (n-adv,n-t) next monthからから(kara) (prt) from/since/from/because/out of/through/after/since節約節約(setsuyaku) (n,vs) economising/savingし(shi) (num) 10^24/septillion/quadrillionないとないと(naito) (exp) have to/must/is indispensable/absolutely necessary貯金貯金(chokin) (n,vs) savingsが(ga) (prt) indicates sentence subject/indicates possessive/but/however/still/and底(soko) (n) bottom/soleを(wo) (prt) indicates direct object of action/indicates subject of causative expression/indicates an area traversed/indicates time over which action takes place/indicates point of departure or separation of action/indicates object of desire, like, hate,ついちゃうよno dictionary result, likely a conjigated verbno dictionary result, likely a conjigated verb    
kongetsu ha akaji dayo raigetsu kara setsuyaku shinaito chokin ga soko wotsuichauyo
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