How to say those who choose to retire can do so as early as sixty-two, although starting to draw their social security pension at that age would mean that the payments are reduced by 20 percent. in Japanese

1)退職退職(taishoku) (n,vs) retirementを(wo) (prt) indicates direct object of action/indicates subject of causative expression/indicates an area traversed/indicates time over which action takes place/indicates point of departure or separation of action/indicates object of desire, like, hate,選択すno dictionary result, likely a conjigated verbno dictionary result, likely a conjigated verbる(ru) (n) exile人々人々(hitobito) (n,adj-no) each person/people/men/human/everybodyは(ha) (int) indicating a subject/yes/indeed/well/ha!/what?/huh?/sigh、62no dictionary result, likely a conjigated verbno dictionary result, likely a conjigated verb歳(toshi) (suf) -years-oldというという(toiu) (exp) said/called thus若さ若さ(wakasa) (n) youthで(de) (prt) indicates location of action/at/in/indicates time of action/indicates means of action/cause of effect/by/and then/so/indicates continuing action/ indicates certainty, emphasis, etc.退職退職(taishoku) (n,vs) retirementを(wo) (prt) indicates direct object of action/indicates subject of causative expression/indicates an area traversed/indicates time over which action takes place/indicates point of departure or separation of action/indicates object of desire, like, hate,選べno dictionary result, likely a conjigated verbno dictionary result, likely a conjigated verbるのであるno dictionary result, likely a conjigated verbno dictionary result, likely a conjigated verb。(。) Japanese period "."もっとももっとも(mottomo) (adv) most/extremely、(、) Japanese commaそのその(sono) (n,n-suf) that/garden/orchard/park/plantation/place/location年齢年齢(nenrei) (n) age/yearsで(de) (prt) indicates location of action/at/in/indicates time of action/indicates means of action/cause of effect/by/and then/so/indicates continuing action/ indicates certainty, emphasis, etc.社会保障社会保障(shakaihoshou) (n,adj-no) social security年金年金(nenkin) (n,adj-no) annuity/pensionを(wo) (prt) indicates direct object of action/indicates subject of causative expression/indicates an area traversed/indicates time over which action takes place/indicates point of departure or separation of action/indicates object of desire, like, hate,受け取り受け取り(uketori) (n) receipt始め始め(hajime) (n-t,n-adv) beginning/start/outset/opening/first/origin/such as .../not to mention ...るとno dictionary result, likely a conjigated verbno dictionary result, likely a conjigated verb、(、) Japanese comma支払金額no dictionary result, likely a conjigated verbno dictionary result, likely a conjigated verbが(ga) (prt) indicates sentence subject/indicates possessive/but/however/still/and20%no dictionary result, likely a conjigated verbno dictionary result, likely a conjigated verb削減削減(sakugen) (n,vs) cut/reduction/curtailmentされてしまうことになるだろうno dictionary result, likely a conjigated verbno dictionary result, likely a conjigated verbが(ga) (prt) indicates sentence subject/indicates possessive/but/however/still/and。(。) Japanese period "."    
taishoku wo sentakusu ru hitobito ha 、62 toshi toiu wakasa de taishoku wo erabe runodearu 。 mottomo 、 sono nenrei de shakaihoshou nenkin wo uketori hajime ruto 、 shiharaikingaku ga 20% sakugen sareteshimaukotoninarudarouga 。
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2)退職退職(taishoku) (n,vs) retirementを(wo) (prt) indicates direct object of action/indicates subject of causative expression/indicates an area traversed/indicates time over which action takes place/indicates point of departure or separation of action/indicates object of desire, like, hate,選択すno dictionary result, likely a conjigated verbno dictionary result, likely a conjigated verbる(ru) (n) exile人々人々(hitobito) (n,adj-no) each person/people/men/human/everybodyは(ha) (int) indicating a subject/yes/indeed/well/ha!/what?/huh?/sigh、62no dictionary result, likely a conjigated verbno dictionary result, likely a conjigated verb歳(toshi) (suf) -years-oldというという(toiu) (exp) said/called thus若さ若さ(wakasa) (n) youthで(de) (prt) indicates location of action/at/in/indicates time of action/indicates means of action/cause of effect/by/and then/so/indicates continuing action/ indicates certainty, emphasis, etc.退職退職(taishoku) (n,vs) retirementを(wo) (prt) indicates direct object of action/indicates subject of causative expression/indicates an area traversed/indicates time over which action takes place/indicates point of departure or separation of action/indicates object of desire, like, hate,選べno dictionary result, likely a conjigated verbno dictionary result, likely a conjigated verbるのであるもっともno dictionary result, likely a conjigated verbno dictionary result, likely a conjigated verb、(、) Japanese commaそのその(sono) (n,n-suf) that/garden/orchard/park/plantation/place/location年齢年齢(nenrei) (n) age/yearsで(de) (prt) indicates location of action/at/in/indicates time of action/indicates means of action/cause of effect/by/and then/so/indicates continuing action/ indicates certainty, emphasis, etc.社会保障社会保障(shakaihoshou) (n,adj-no) social security年金年金(nenkin) (n,adj-no) annuity/pensionを(wo) (prt) indicates direct object of action/indicates subject of causative expression/indicates an area traversed/indicates time over which action takes place/indicates point of departure or separation of action/indicates object of desire, like, hate,受け取り受け取り(uketori) (n) receipt始め始め(hajime) (n-t,n-adv) beginning/start/outset/opening/first/origin/such as .../not to mention ...るとno dictionary result, likely a conjigated verbno dictionary result, likely a conjigated verb、(、) Japanese comma支払金額no dictionary result, likely a conjigated verbno dictionary result, likely a conjigated verbが(ga) (prt) indicates sentence subject/indicates possessive/but/however/still/and20%no dictionary result, likely a conjigated verbno dictionary result, likely a conjigated verb削減削減(sakugen) (n,vs) cut/reduction/curtailmentされてしまうことになるだろうno dictionary result, likely a conjigated verbno dictionary result, likely a conjigated verbが(ga) (prt) indicates sentence subject/indicates possessive/but/however/still/and    
taishoku wo sentakusu ru hitobito ha 、62 toshi toiu wakasa de taishoku wo erabe runodearumottomo 、 sono nenrei de shakaihoshou nenkin wo uketori hajime ruto 、 shiharaikingaku ga 20% sakugen sareteshimaukotoninarudarouga
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