How to say am i fully covered in case of an accident? in Japanese

1)事故事故(jiko) (ok) accident/incident/trouble/circumstances/reasonsの(no) (prt) indicates possessive/nominalizes verbs and adjectives/substitutes for "ga" in subordinate phrases/indicates a confident conclusion/ indicates emotional emphasis/indicates question場合場合(baai) (n-adv,n) case/situation、(、) Japanese comma全て全て(subete) (adj-no,n-adv,n) all/the whole/entirely/in general/wholly/overall保険保険(hoken) (n,adj-no) insurance/guaranteeで(de) (prt) indicates location of action/at/in/indicates time of action/indicates means of action/cause of effect/by/and then/so/indicates continuing action/ indicates certainty, emphasis, etc.カバーカバー(kaba) (n,vs) cover/coverage/to compensate for/to offset/to back upされていますno dictionary result, likely a conjigated verbno dictionary result, likely a conjigated verbか(ka) (prt) indicates question/indicates choice, doubt, etc.。(。) Japanese period "."    
jiko no baai 、 subete hoken de kaba sareteimasuka 。
Grammer form丁寧語 (Polite form)Polite form (teineigo)
convays a sense of politeness, used when speaking to strangers, people older than you, higher social status ect.
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