How to say disposable income is what counts for the level of personal consumption. in Japanese

1)個人消費個人消費(kojinshouhi) (n) consumer spendingの(no) (prt) indicates possessive/nominalizes verbs and adjectives/substitutes for "ga" in subordinate phrases/indicates a confident conclusion/ indicates emotional emphasis/indicates question水準水準(suijun) (n) level/standard/water levelにとってにとって(nitotte) (exp) to/for/concerning/as far as ... is concerned/regarding大き大き(ooki) (pref) great/grand/large/greater/upper/senior/a great deal/very muchな(na) (prt) connects adj to noun/indicates emotion or emphasis/command/prohibition意味意味(imi) (n,vs) meaning/significanceを(wo) (prt) indicates direct object of action/indicates subject of causative expression/indicates an area traversed/indicates time over which action takes place/indicates point of departure or separation of action/indicates object of desire, like, hate,持つ持つ(motsu) (v5t) to hold/to carry/to possessの(no) (prt) indicates possessive/nominalizes verbs and adjectives/substitutes for "ga" in subordinate phrases/indicates a confident conclusion/ indicates emotional emphasis/indicates questionは(ha) (int) indicating a subject/yes/indeed/well/ha!/what?/huh?/sigh可処分所得可処分所得(kashobunshotoku) (n) disposable income/disposable personal income/dpiであるである(dearu) (v5r-i) to be。(。) Japanese period "."    
kojinshouhi no suijun nitotte ooki na imi wo motsu noha kashobunshotoku dearu 。
Grammer form日常会話 (Casual form)Casual form (nichijoukaiwa)
everyday casual language, commonly used between friends and family.
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