How to say in an emergency you can fall back on your savings. in Japanese

1)まさかのとき(exp) in time of need/for a rainy day/in case of emergency(prt) indicates such things as location of person or thing, location of short-term action, etc.は(ha) (int) indicating a subject/yes/indeed/well/ha!/what?/huh?/sigh貯蓄貯蓄(chochiku) (n,vs) savingsに(ni) (prt) indicates such things as location of person or thing, location of short-term action, etc.頼れno dictionary result, likely a conjigated verbno dictionary result, likely a conjigated verbばよno dictionary result, likely a conjigated verbno dictionary result, likely a conjigated verbい(i) (prt) strengthens a question, assertion, etc.。(。) Japanese period "."    
masakanotokiniha chochiku ni tayore bayoi 。
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2)まさかのとき(exp) in time of need/for a rainy day/in case of emergency(prt) indicates such things as location of person or thing, location of short-term action, etc.は(ha) (int) indicating a subject/yes/indeed/well/ha!/what?/huh?/sigh貯蓄貯蓄(chochiku) (n,vs) savingsすればすれば(sureba) (exp) if so/in that case/in that situationいいいい(ii) (adj-t,adv-to) easy/simple/plain/good。(。) Japanese period "."    
masakanotokiniha chochiku surebaii 。
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