How to say i was a little behind hand in my repayments in Japanese

1)私(watashi) (pn,adj-no) i/meは(ha) (int) indicating a subject/yes/indeed/well/ha!/what?/huh?/sighローンローン(ron) (n) loan/roan/lawn/lawnの(no) (prt) indicates possessive/nominalizes verbs and adjectives/substitutes for "ga" in subordinate phrases/indicates a confident conclusion/ indicates emotional emphasis/indicates question支払い支払い(shiharai) (n) paymentが(ga) (prt) indicates sentence subject/indicates possessive/but/however/still/and少し少し(sukoshi) (adv,n) small quantity/little/few/something/little while/short distanceとどこおっていたno dictionary result, likely a conjigated verbno dictionary result, likely a conjigated verb。(。) Japanese period "."    
watashi ha ron no shiharai ga sukoshi todokootteita 。
Grammer form日常会話 (Casual form)Casual form (nichijoukaiwa)
everyday casual language, commonly used between friends and family.
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